Turn Your Savings Into A Retirement Paycheck (And Know Which Account To Tap First)
Score Your Retirement Income PlanTakes 2 minutesThree Kinds Of Money. Three Different Tax Rules.
Saving Was The Easy Part.
For 30 years the rule was simple. Put money in.
Now the rule flips.
Which account first? When do you claim Social Security? How much can you spend?
Get the order wrong, and you can pay more tax than you needed to. For years.
Retirement isn't a savings problem anymore.
It's an order-of-operations problem.
What Gets Planned:
Income
A monthly paycheck from your accounts, Social Security and any pension.
Taxes
Which account to draw from, in what order, and when.
Business
If you own a company, how and when you step away from it.
Family
Who inherits what, and how it reaches them.
Retire With A Plan For Every Dollar...
Without guessing which account to tap.
Without surprise tax bills in April.
Without wondering if the money will last.
Meet Jorge Vazquez
Founder, owner and principal advisor of Vazquez Wealth Management in Ocala. University of Colorado Colorado Springs graduate.
He focuses on retirement planning, business succession, and tax-efficient investing and distribution strategies, for individuals, families and business owners.
But none of that matters unless your money lasts as long as you do.
CRD #6271355. Check the background on BrokerCheck.
The Last Account Decision: Who Inherits It.
An IRA goes to whoever the beneficiary form names. A trust goes where the trust says. If those don't match, the form usually wins.
Answer plain-English questions online. A licensed attorney reviews every plan. Then Jorge checks it against your accounts and beneficiaries.
Typical documents shown. What you need depends on your situation.
Is Your Retirement Income Planned? Score It In 2 Minutes:
0 / 8
Tap an answer for each one.
Fair Questions:
"My 401(k) provider already handles this."
They hold the money. This is about how it comes out, in what order, and what that costs you in tax.
"Can you guarantee my money will last?"
No honest advisor can. What a plan does is show you the tradeoffs, so you decide with real numbers instead of hope.
"I own a business. Does that change things?"
Yes. Business succession is part of Jorge’s practice, so the company is planned as part of your retirement, not apart from it.
"Who writes my legal documents?"
Not Vazquez Wealth Management. A licensed attorney at The Succession Firm, a separate law firm, reviews your plan under its own engagement with you.
"What does it cost?"
That depends on your situation and the work involved. You get the fees in writing before you commit to anything.
Your First Year Of Retirement, Planned
You know where each month’s money comes from. And what April will look like.
Your First Year Of Retirement, Winged
Pull from whatever is handy. Find out the tax later. Repeat for 30 years.
Two minutes. Four questions.
Your call.