Turn Your RSUs And ESPP Into Financial Independence (One Plan, Reviewed Every Quarter Around Your Vests)
Score Your Equity Comp Plan2 minutes. No sales pitch.How Much Of You Is Your Employer?
of your net worth rides on one company. The same company that pays your salary.
Illustrative math only. Nothing is stored.Every Vest Feels Like A Bonus. That's The Trap.
RSUs land. You hold them. They've done well.
ESPP buys more. Another account opens.
A few years later, one company is your paycheck, your portfolio and your plan.
And the tax on all of it? Usually a surprise. (Withholding at vest often isn't enough.)
Your comp package is a strategy.
It's easy to treat it like a savings account.
One Process. Not Three Silos.
How It Works:
Map
Every grant, vest date and account in one place.
Plan
A written path to financial independence, with the sell-and-diversify rules decided in advance.
Review Quarterly
Vesting schedules, portfolio risk and progress toward independence. Every quarter.
Meet Jason Preti
Founder and President of Unleashed Financial, a fee-only registered investment adviser in Kirkland. He has worked in financial services since 2007 and founded the firm in 2015.
His practice works mainly with mid-career tech professionals, treating equity compensation, investment management and tax planning as one process.
But none of that matters unless your next vest has a plan.
CRD #5372695. Check the background on BrokerCheck.
Unvested Shares. Several Accounts. One Family. Who Gets What?
Equity comp has its own rules when something happens to you. Your will, trust and beneficiary forms need to account for it.
Answer plain-English questions online. A licensed attorney (appropriately licensed) reviews every plan. Then Jason checks it against your accounts and beneficiaries.
Score Your Equity Comp Plan2 minutes. No sales pitch.Typical documents shown. What you need depends on your situation.
Is Your Equity Comp Planned? Score It In 2 Minutes:
0 / 8
Tap an answer for each one.
Fair Questions:
"I just sell everything at vest."
That is a rule. It might even be the right one. The plan makes sure it is right for your taxes and your goals.
"I'm not in Seattle proper."
Unleashed serves clients virtually throughout Washington.
"What does fee-only mean?"
The firm is paid by you, not by product companies. No commissions. Fewer reasons to doubt the advice.
"Who writes my legal documents?"
Not Unleashed Financial. A licensed attorney at The Succession Firm, a separate law firm, reviews your plan under its own engagement with you. Outside Florida, you are handled by appropriately licensed counsel or referred.
"What does it cost?"
That depends on your situation and the work involved. You get the fees in writing before you commit to anything.
Your Next Vest, With A Plan
You already know what you’re selling, what it costs in tax, and where the money goes.
Your Next Vest, Without One
Shares land. You hold. Again. And one company keeps getting a bigger slice of your future.
Two minutes. Four questions.
Your call.